Don’t let home insurance slip your mind!

What is Home Insurance?

Home insurance, or homeowners’ insurance, is a form of property insurance that covers losses and damages to an individual’s house and to assets in the home. Homeowners’ insurance also provides liability coverage against accidents that occur on the property.

Why Do You Need a Homeowners Policy?

1. Your home represents a big investment, and you need to protect that investment so it will be there for you when you need it.
2. You may have to have homeowner’s insurance to get a mortgage on a home, or even keep your existing mortgage in good standing.
3. Homeowner’s insurance protects more than just the building—it also covers personal property, such as furniture and clothing.
4. The standard homeowner’s policy also provides liability coverage for injuries sustained by someone on your property, protecting you from the possibility of a lawsuit—and damages that could wipe out your savings if you were found liable for those injuries.

What Does Homeowners Insurance Cover?

Homeowners insurance is a type of property insurance that protects your home and its contents against damage, theft, and other risks. Homeowners’ insurance can cover:

-Damage to the structure of your home

-Theft or damage to belongings inside your home

-Liability in the event someone gets hurt on your property

-Additional living expenses if you need to temporarily move out of your home due to damage.

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