Car insurance is a type of insurance that covers the cost of damage from an accident. A car insurance company will pay for the repair or replacement of your car, as well as any medical costs for you and your passengers in the case of an accident.
We’re so glad you asked! Car insurance covers your vehicle against a variety of damages and situations. You can choose the coverage that’s right for you and your budget. Here are the most common types of car insurance to choose from:
-Collision Coverage: This covers damages caused by an accident with another car or object. If you cause an accident, this will cover your vehicle’s repair costs after you pay the deductible. This is also common if you have a loan on your car—the bank will likely require this type of coverage.
-Comprehensive Coverage: This covers damages caused by something other than a collision—such as fire, vandalism, or theft. Usually, this kind of coverage requires a higher deductible than collision coverage.
-Liability Coverage: Liability coverage pays for the injuries and property damage to others that occurs when you’re at fault in an accident. Most states require a minimum amount of liability coverage to drive legally. In general, it’s not recommended to get just liability coverage—unless it’s required in your state and you know you don’t want anything else.
Finding affordable insurance doesn’t have to be a hassle. CoverageMe helps find the best plans for you, so you can drive with confidence. Our Site allows you to search through all of the options at once, instead of having to go from company to company or website to website. The process is easy, and after a few minutes, you’ll be well on your way to finding the perfect insurance plan at the best possible price.
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