Dental insurance is a health benefit plan that covers the cost of dental care. It is designed to protect against catastrophic problems such as a broken jaw, lost teeth, and more serious issues such as periodontal disease, oral cancer, and other conditions that may require complex restorative or reconstructive procedures.
When it comes to your teeth, it’s a good idea to stay on top of things. Regular visits to the dentist may not be the most fun, but they can end up saving you a lot of time and money.
Here are three signs you should look out for that mean it’s time to start thinking about dental insurance:
-You have recurring toothaches
-Your gums are bleeding or sore when you brush and floss
-Your teeth have become more sensitive in the past few months
If one or more of these sound familiar, it might be time to consider investing in some dental coverage.
While dental insurance can be purchased in two basic plans—the basic plan usually covers routine exams, cleanings, and routine procedures such as fillings and root canals; the comprehensive plan also covers more extensive treatment, including complicated procedures such as crowns, bridges, implants and reconstructive work.
Both types of plans vary widely in their coverage and level of benefit. Some companies offer only one or the other; other plans provide coverage for all types of dental care.
Comparing dental insurance plans can be a chore. First, you have to do the research, then you have to reach out to all different providers and get quotes, then you have to sift through all of your options to find the one that’s best for you.
With CoverageMe, you can communicate with multiple providers in one place and compare offers. You’ll be able to review and compare dental plans so that you’ll have the best possible coverage for your needs.
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